transparency
Your Privacy. Our Priority.
At Vimanotech, we are committed to safeguarding your personal information with industry-leading security standards, complete transparency, and your full control over data sharing.
Introduction
Welcome to Vimanotech. Your trust is our responsibility.
This Privacy Policy outlines how Vimanotech ("we", "our", or "us") collects, uses, shares, and protects your personal information when you use our website, mobile application, or services. By continuing to use our platform, you agree to the practices described in this policy.
Information We Collect
We may collect the following types of information:
a) Personal Information
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Full name
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Email address and contact number
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Date of birth
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Government-issued ID numbers (like PAN, Aadhaar, or equivalent)
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Address and location details
b) Financial & Transactional Information
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Bank account details, UPI ID, or card numbers (if applicable)
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Transaction records, repayment history, credit behavior
c) Device & Technical Data
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IP address, device ID, operating system, browser version
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Usage data including session duration and interaction patterns
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Mobile permissions like camera, location, storage (with consent)
d) Third-Party Data
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With your permission, we may obtain credit scores or other information from bureaus or authorized partners to assess your eligibility
How We Use Your Information
Your data is used to:
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Deliver and manage services like loan applications, verifications, and customer support
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Verify your identity and complete mandatory KYC checks
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Monitor user behavior and detect suspicious or fraudulent activity
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Analyze performance and usage to improve platform experience
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Comply with applicable legal and regulatory obligations
Sharing of Information
We may share your data with:
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Service Providers: Partners who help us process data, verify documents, assess creditworthiness, or deliver notifications
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Regulatory Authorities: Government bodies, courts, or regulators as required under law
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Business Transfers: In case of a merger, acquisition, or corporate restructuring, data may be transferred to the new entity
We do not sell or rent your data. All third-party partners are bound by strict confidentiality and data security agreements.
Device Permissions
When using our mobile app, we may request access to:
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Camera – To capture photos or documents for verification
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Storage – To upload KYC documents
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Location – To verify your region and enhance service eligibility
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SMS/Apps Info (optional) – Only metadata (e.g., headers) used for risk assessment and not for reading personal content
Permissions are only accessed with your explicit consent and can be modified via your device settings.
Cookies & Tracking Technologies
We use cookies, SDKs, and similar technologies to improve your browsing experience and measure usage metrics. You may disable cookies in your browser, but it may impact some functionalities.
Data Retention & User Control
We retain your personal data as long as needed to fulfill service obligations or comply with legal mandates. After this period, the data is securely deleted or anonymized.
You may at any time:
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Request access to your data
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Ask for corrections or updates
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Withdraw consent or request deletion
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Object to processing for non-essential purposes (like marketing)
To make such a request, contact us at the details provided below.
Data Security
We implement industry-standard safeguards, including encryption, firewalls, secure access control, and regular audits to ensure your data remains protected. While we strive for complete security, no platform is immune from all potential risks.
Policy Updates
We may update this Privacy Policy from time to time to reflect changes in business or regulatory environments. Any significant updates will be notified via email or app notifications. You are encouraged to periodically review this page.