About Us | VimanoTech

about vimanotech

Reimagining Lending for the Digital Era

VimanoTech is an AI-first infrastructure platform enabling banks, fintechs, and credit ecosystems to deliver credit faster, smarter, and more securely. By integrating intelligent automation, secure data flows, and modular tools, we streamline lending, from application to repayment, without compromising compliance or scale.

mission & vision

Building intelligent credit infrastructure for a faster, fairer financial future.

MISSION

To simplify and scale lending through automation and secure infrastructure. We help institutions deliver faster, efficient credit experiences with minimal intervention.

VISION

To create a world where access to credit is fast, fair, and fully digital. We envision lending as a seamless, self-driven experience, trusted by users and powered by AI.

70%

Conversion rate

Applications approved using VimanoTech's AI-led journey

<10

Minutes taken

Time taken from loan application to disbursal

Rs.1000+

Saved

Operational savings per loan through automation

35%+

Recovery rate

Failed mandates intelligently recovered

vimanotech Loan Process

Lending is no longer a tedious process, it’s seamless, smart, and entirely digital.

VimanoTech combines the power of automation and AI-driven decision-making to offer a truly digital lending experience. Unlike traditional financial institutions, VimanoTech operates on a direct-to-borrower fintech model that minimizes (max 1%) human intervention and maximizes speed and efficiency.

Borrowers can complete the entire loan journey, from application, instant credit assessment, and e-KYC to disbursement and repayment, entirely through the VimanoTech website or mobile app. The platform uses advanced AI models for real-time underwriting, enabling most customers to receive approval decisions within minutes.

There is no need for in-person visits or agent calls, customers only receive AI-powered reminders or nudges if they delay in taking action, such as completing their application or repaying their dues. This self-service model ensures speed, transparency, & convenience.